All In Credit Union
Borrow up to $1,000 at a 28% APR with no credit check. Funds may arrive within 15 minutes. Minimal fees and easy 24/7 application process.
The All In Credit Union Payday Assistance Loan is designed for those needing quick cash. You can borrow from $200 up to $1,000, with an annual interest rate (APR) of 28%. The loan term is 6 months, and there are no credit checks required for approval. An application fee of $20 is charged regardless of approval, but there are no fees for active military members. Typically, funds are available in your account within 15 minutes, although this may vary during non-business hours.
How to Apply
- Confirm you are the primary owner of an eligible All In checking account in good standing.
- Complete the short online application form, accessible 24/7.
- You will not be subjected to a credit check during the review.
- If approved, select your desired loan amount up to $1,000.
- Receive your funds directly in your account, often within minutes.
Pros of the All In Credit Union Loan
Applicants benefit from a much lower APR than typical payday loans, which frequently exceed 300%. Funding is fast—sometimes under 20 minutes—which can be vital for urgent needs.
There is no credit check, making this a flexible option for those worried about their credit history. The application process is fully digital and available at any time of the day.
Cons of the All In Credit Union Loan
The $20 application fee is required no matter the outcome, so you pay even if your application is declined. Not all account holders may qualify for this offer.
Another potential drawback is a loan amount limit of $1,000. Additionally, your overdraft limit can be impacted by an active loan.
Our Verdict
This Payday Assistance Loan stands out for its transparent pricing and accessibility. If you are eligible and need a reputable, affordable short-term loan, it’s worth consideration.
